To All Employees Covered Under The UFCW Local 1776 And Participating Employers Pension Fund

We are pleased to present you with information that provides a descriptive summary of the UFCW Local 1776 and Participating Employers Pension Fund. The Plan is the result of collective bargaining between UFCW Local 1776 and your Employer. You are not required to make contributions to the Fund since Participating Employers pay the entire cost of the Plan. The purpose of this information is to give you an understanding of how the Plan works and how it affects you personally. It reflects the provisions of the Plan in effect through January 1, 2001, and replaces the Pension Plan summary previously distributed. To make reading easier, we have left out legal and technical terms wherever possible. However, it is not intended that this information modify or change in any manner the complete official text of the Plan or Trust Agreement upon which this booklet is based. Therefore, in the event of any discrepancies between the information and the official text of the Plan and Trust Agreement, the Official Plan text and/or Trust Agreement will govern. Complete copies of all Plan documents are available for your inspection, during normal business hours, at the office of the Board of Trustees, 3031B Walton Road, Plymouth Meeting, PA 19462, or a copy can be obtained by writing to the Board. It is our sincere hope that the benefits you receive from this Plan, together with your Social Security benefits, will enable you to look forward to your retirement years with confidence and assurance. 

The Board of Trustees