UFCW LOCAL 1776 and PARTICIPATING EMPLOYERS
                                  HEALTH and WELFARE FUND
 
Who is Eligible

You are eligible to participate in the Plan if you are an active employee, as provided in your collective bargaining agreement. (Refer to your collective bargaining agreement to determine your eligibility for benefits.) You are entitled to all benefits discussed in this booklet. Your dependents are not covered under the Plan. Whenever you have a change in status such as change of address, telephone number, etc., you must notify the Fund office immediately.