UFCW LOCAL 1776 and PARTICIPATING EMPLOYERS
HEALTH and WELFARE FUND
Table of Contents
Introduction
Vision Care Plan
Who Provides My Benefits ?
Allergy
How to use This Booklet
Physical Well-Being Program
Benefits at a Glance
Claim Filing Deadlines
Who is Eligible
Appealing a Denied Claim
Changes in Coverage
Coordination of Benefits ("COB")
If You Terminate Employment
Coordinating With Medicare
If You Become Disabled
Important Information
Continuing Coverage Under Cobra
ERISA Statement
Dental Coverage
Administrative Information
