How to Use This Booklet
We have designed this booklet to help you understand your
benefits package under the UFCW Local 1776 and Participating Employers Health
and Welfare Fund. This booklet refers to
your benefits package as the “Plan.”
On the next page, you will find a “Benefits at a
Glance” chart which will give you a quick overview of the benefits available to
you under the Plan. In other sections,
you will find details about your eligibility, what is covered, how to file or
appeal a claim, whom to call when you have questions, and other important
information. Specifically, the Plan provides these benefits:
Dental
Vision
Allergy
Physical Well Being Program
These benefits are available only to you.
To understand what you are entitled to under
the Plan, please read this booklet carefully.
Then keep it with your important papers, so you can refer to it whenever
you use your Plan benefits.
We have written this booklet in plain, everyday language
to be sure you understand your rights under the Plan.
If you still have questions about your
benefits after you read this booklet, contact the Fund office at (610) 941-9400
or 1-800-458-8618.You can also write to
the Fund Administrator at the address in the section titled “Administrative
Information.”
This summary plan description is just that - a
summary of your benefits. Therefore, we
do not discuss all provisions of the Plan here.
Some of the benefits summarized herein are provided pursuant to other
underlying documents. In that case, the
underlying documents are incorporated by reference as if fully set forth in
this booklet. If there are any
discrepancies, the underlying documents prevail.
If you wish to review the underlying
documents, please contact the Fund office.
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