UFCW LOCAL 1776 and PARTICIPATING EMPLOYERS
                                  HEALTH and WELFARE FUND
 

Pre-certification

Personal Choice must approve certain services as medically necessary before you receive treatment. This is called pre-certification.

Please refer to the chart that lists the services requiring pre-certification, as well as the section titled "What the Plan Covers" for more information.

When a Personal Choice preferred provider recommends that you use the services listed in the chart, the provider will notify Personal Choice's Pre-Admission Certification Service to pre-certify the treatment. However, if you use a Blue Cross/Blue Shield PPO provider under the BlueCard PPO Program or a non-preferred provider, you or a member of your family must notify the Pre-Admission Certification Service at
1-800-332-2566.If you use a Blue Cross/Blue Shield PPO provider or a non-preferred provider and you fail to pre-certify the treatment, you will be subject to a penalty as discussed below in the section titled "Penalty for Failure to Obtain Pre-Certification." The call to pre-certify must be made:

   Prior to a planned hospital admission including short procedure unit, skilled nursing facility, home health care, or hospice.
   Within two business days of an emergency admission.

   If you are pregnant, call as soon as your doctor confirms that you are pregnant and again within 24 hours of the birth.

When you call Personal Choice's Pre-Admission Certification Service, be prepared to provide:

   Your name and social security number;
   Patient's name;
   The treating physician's name, address and phone number;
   The name of the hospital and the anticipated admission date;
   Your employer's name and group plan number.

You do not need to call in advance of an emergency room visit or before you seek treatment for an emergency. However, if you are going to be admitted after emergency room care, you are required to follow pre-certification notification as described above.

Penalty for failure to obtain pre-certification
If you fail to follow the procedures for pre-certification when you use a Blue Cross/Blue Shield provider under the BlueCard PPO program or non-preferred provider, Personal Choice will reduce its benefit payment by $1,000 for all inpatient hospital admissions and by 20% for all other services that require pre-certification. You will be responsible for paying this penalty amount. If Personal Choice's Pre-Admission Certification Service does not approve your treatment, you, your doctor, or the hospital may appeal this decision.

Service Preferred
(Personal Choice
Network or BlueCard
PPO Program)
Non-preferred
All Non-Emergency Inpatient AdmissionsRequiredRequired
Outpatient Surgical Procedure
BunionectomyRequiredRequired
Cataract SurgeryNot RequiredRequired
Laparoscopic CholecystectomyRequiredRequired
HemorrhoidectomyRequiredRequired
Hernia repairNot RequiredRequired
Arthroscopic Knee SurgeryRequiredRequired
Diagnostic ArthroscopyRequiredRequired
Ligation and Stripping of Varicose VeinsRequiredRequired
Prostate SurgeryNot RequiredRequired
Spinal/Vertebral SurgeryNot RequiredRequired
Submucous Resection (nasal surgery)RequiredRequired
Tonsillectomy and/or AdenoidectomyRequiredRequired
TransplantsRequiredRequired
Operative and Diagnostic EndoscopiesNot required Required
MRINot RequiredRequired
CAT ScanNot RequiredRequired
Outpatient therapies: Physical, Speech, Occupational, Cardiac,
Pulmonary, Respiratory, Infusion
RequiredRequired
Restorative Services, including
Chiropractic Care and Related Services
RequiredRequired
Outpatient Private Duty NursingRequiredRequired
Other Facility Services: Skilled Nursing, Hospice, Home Health, Birth CenterRequiredRequired
Non-Emergency AmbulanceRequiredRequired
Rental of Durable Medical EquipmentRequiredRequired
Purchase of Durable Medical Equipment Over $100RequiredRequired
Prosthetics RequiredRequired
Concurrent review
Personal Choice reviews the care you receive while you are still in the hospital. The concurrent review program serves to insure cost efficiency and the delivery of appropriate treatment.