Investment of Your Accounts Valuation of Your Account. Each investment option will be valued on a daily basis (each such day being a Valuation Date). This means a value will be assigned to your Account that reflects your pre-tax contributions; your contributions attributable to Flexible Benefits Plan credits; your Rollover Contributions; your Account's share of the investment experience; expenses, as charged; and any other Account activity. You may change your investment selections for future contributions or transfer existing account balances at any time by calling the recordkeeper, Prudential Financial  at 1-877-778-2100 or by visiting the website at www.prudential.com/online/retirement Please keep in mind that each of the investment alternatives offered under the Plan is subject to varying degrees of risk due to market fluctuations. You will share in both the gains and losses of the option(s) you choose. After the end of each quarter, you will receive a statement so that you can monitor the performance of the option(s) you choose.