UFCW LOCAL 1776 and PARTICIPATING EMPLOYERS
                                  HEALTH and WELFARE FUND
 

Who Insures My Benefits?

The plan pays directly for, or self-insures, your benefit for child care. The Board has contracted with an outside provider to process the claims for child care, as described in the appropriate sections of this booklet. The names and addresses of the provider is listed below. When you submit a claim for a charge for these services, the providers listed is responsible for following the schedule of benefits established by the Board of Trustees and making payment in accordance with that schedule. The Fund pays these providers a fee to perform these administrative services.

If you disagree with an action or decision made by the provider that administers your self-insured benefit listed above, you should write to the Fund Administrator to request a review of the of the provider's action or decision, as described in the section titled " Appealing a Denied Claim." (You should also follow the claim procedure to dispute a decision made by the Fund about any of the benefits.)

The name and address of the provider that the Board of Trustees has hired to administer your benefits is:


CHILD CARE BENEFITS:
Time for Tots, Inc/Tot Time
1101 Little Lane
Warminster, PA 18974


OPTIONAL COVERAGE

The Fund provides health insurance benefits for hospitalization, doctors visits, and certain other medical care through an insurance policy purchased from Keystone Point of Service. The address for this insurance company is:

Keystone Point of Service
1901 Market Street
Philadelphia, PA 19103