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| Work After Retirement |
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If you are over age 65 and receiving a retirement pension and return to work, your pension benefits will be suspended for any calendar month in which you complete 40 or more hours in Totally Disqualifying Employment Effective January 1, 2000, Totally Disqualifying Employment means employment or self-employment that is 
In the retail food industry
the geographic areas covered by the
Plan when your retirement pension began
In any occupation in which you worked under the PlanIf you are receiving a retirement pension and return to work prior to age 65, your pension benefits will be suspended for any calendar month in which you are employed in Disqualifying Employment, regardless of the hours worked. Effective January 1, 2000, Disqualifying Employment is employment in the retail food industry (including employment by the Union or the Fund) in the geographic area covered by the Plan. If you return to work, you are required to give timely notice to the Fund Office of your re-employment in Disqualify Employment or Totally Disqualifying Employer, whichever is applicable. Notice given within ten days following a return to work shall be considered timely and in compliance with this requirement. If you are uncertain as to whether the job you are returning to might affect your pension payments, contact the Fund Office before you go back to work. Any payments made by the Plan during a calendar month in which you are re-employed and working in Disqualify Employment or Totally Disqualifying Employer, whichever is applicable, will be deducted from the benefit payments made after termination of employment. If you return to work prior to age 65, your original Early Retirement Pension or Rule of 90 Pension shall also be adjusted to reflect the benefit payments you received. The Fund Office will notify you during the first month in which a payment is withheld. If, after you retire, your benefits are suspended due to re-employment, you must file a written "Notice of Termination of Employment" with the Trustees immediately upon termination of such employment. Upon receipt of such "Notice of Termination of Employment" at the Fund Office, your monthly benefit payments will resume. Upon again retiring, you will be entitled to an adjustment in your original monthly retirement benefits for those months of employment during which you worked for a Contributing Employer. |