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| Participation and Service |
When do I become a Participant in the Plan? If you are covered by a collective bargaining agreement, you become a Participant as of your date of hire in Covered Employment, or, if later, the date your Contributing Employer is first obligated to make contributions to the Fund for your work. If you are not covered by a collective bargaining agreement, you will become a Participant the first day of the month following the 30th day after your date of hire by your Contributing Employer. If you were working for one of the Participating Employers of the UFCW Local 1776 and Participating Employers Pension Fund on June 1, 1967, you became a Participant in the Plan as of that date. How is my service counted under the Plan? The amount of your pension benefit and your nonforfeitable right to your pension benefit is determined by the amount and type of service you perform for your employer. In order to understand the part your service plays in earning a pension, it’s important to understand the meaning of the following terms: 
“Covered Employment” means your
employment with your Contributing Employer for which you are directly or
indirectly entitled to payment during periods of Credited Employment and
Non-Credited Employment.
“Credited Employment” means your
Covered Employment for which your Contributing Employer is required (or deemed
to be required) to make contributions to the Plan on your behalf.
“Non-Credited Employment” means your
Covered Employment for which your Contributing Employer is not required (or not
deemed to be required) to make contributions to the Plan on your behalf.
Non-Credited Employment also includes your employment with an affiliated company.
“Hour of Service” means each hour for
which you are paid or entitled to be paid, either directly or indirectly for
service with your Participating Employer.
This includes not only time you actually worked, but also up to 501
Hours of Service for periods of time during which no duties were performed due
to vacation, holidays, sickness, jury duty, and approved absences.
You will also be credited with hours you
would have worked during a period of U.S. military service, so long as you
return to employment within the time limits prescribed by law.
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