UFCW LOCAL 1776 and PARTICIPATING EMPLOYERS
                                  HEALTH and WELFARE FUND

Medical Expenses Reimbursable Under the Program

You can be reimbursed from your earned credits in your account for medical care expenses which are not covered under your medical, dental or vision plans or under your other available coverage (for example, deductibles, co-payments or coinsurance or other non-covered health care expenses) and which are deductible in accordance with the Internal Revenue Code and related IRS pronouncements (IRS Publication 502).If the IRS does not allow an expense as an eligible medical expense, you will not be reimbursed under the Program for that expense. You should call the Fund office for more details.