UFCW LOCAL 1776 and PARTICIPATING EMPLOYERS
  HEALTH and WELFARE FUND

  Table of Contents

 

            SUMMARY  PLAN  DESCRIPTION

Introduction Prescription  Incentive Program
Who Provides My Benefits        Overview of the Program
How to Use This Booklet        Medical Expenses Reimbursable
       Under the Program
Benefits At  A Glance Vision Care Plan 
Who is Eligible Claim Filing Deadlines     
Changes In Coverage Appealing a Denied Claim  
       If you Terminate Employment         Coordination of Benefits ("COB")
       If you Become Disabled             Coordinating with Medicare
       Termination of Dependents' Coverage Important Information   
       Continuing Coverage Under COBRA        ERISA Statement     
Dental Coverage Administrative Information 
Prescription Drug Benefits  
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